Income maximisation, housing, energy and money advice can be complex, and misinformation can have serious financial consequences for individuals and families. But when delivered clearly and consistently, good advice can prevent crises and help people manage the ongoing cost‑of‑living pressures.
Our proposed framework introduces a simple, tiered approach to advice in Fife. It clarifies who provides what support and ensures strong referral routes to additional help for those who need it most.
Most importantly, it shows that basic income maximisation, money, energy and housing advice can be delivered by anyone. The framework is straightforward, supported by free, accessible tools, and designed to make quality advice easier for everyone to provide.
